Despite global heralding of digital payments, significant portions of West Africa remain unbanked, relying predominantly on cash for daily transactions. This interdisciplinary project investigates the role of cash in diverse West African settings during times of crisis, from everyday life disruptions to critical regional and national tragedies. The project explores how policies and political mandates (Nigeria, Ghana), climate change (Senegal), hyperinflation, personal emergencies and infra-structural breakdowns (Ghana) impact cash availability, access, usage, and storage. The team, comprising scholars from economics, history, psychology, and sociology, will employ diverse research methodologies to examine policies and practices influencing cash access in times of crisis. The ultimate goal is to propose policy and practice recommendations safeguarding sustainable cash usage amidst evolving payment landscapes in times of crisis. This project aligns with MIASA’s mission of promoting original research on sustainable governance, addressing a pressing issue in West African societies, and fostering collaboration among researchers globally.
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